Top 10 Credit Score Myths
Having a good credit score is very important to both the borrower and the lender. How much you can borrow and what your interest rates will be largely dependent on your credit score. It may not sound...
View ArticleHow Your Credit Score Is Calculated
The most common way of how your credit score is calculated is by creditors using the FICO method. The Fair Isaac Company developed the FICO score calculation as a way of enabling lenders to assess the...
View ArticleTop 10 Components for Maintaining a Good Credit Score
A good credit score is invaluable, especially with the state of our economy. If your credit score is less than acceptable, then landing a loan deal might be as hard as finding a needle in a haystack....
View ArticleThe Foreclosure Process
Have you experienced financial difficulties to the point of not being able to make payments on your mortgage? These things happen, and while they are less than ideal, there are always solutions. Often...
View ArticleEffect of Paying Off Your Mortgage on Your Credit Score
Your credit score is the most important factor when it comes to a mortgage loan. A low credit score can make your mortgage a lot more expensive than it needs to be, and can even prevent you from being...
View ArticleHow a Mortgage May Hurt Your Credit Score
Becoming a home owner is a dream come true for most people. Unfortunately, you will usually have to apply for a mortgage in order to become a home owner. Mortgage loans come with advantages and...
View ArticleHow Your Credit Score Affects Your Mortgage
Most people come to a point in their lives when they decide to stop paying for rent or living with their parents; they decide to become home owners. Qualifying for a mortgage loan and receiving the...
View ArticleWhat Credit Score Do I Need to Qualify for a Mortgage?
Buying a home through a mortgage loan involves many factors, one of the most important being your Fair Isaac Corporation (FICO) credit score. The credit score is a tool used by lenders to help them...
View ArticleWhat is a Mortgage Credit Score?
A new type of credit score, designed especially for mortgages, was released in 2012 by the Fair Isaac Corporation (FICO) in collaboration with data firm CoreLogic. This new type of credit score will...
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